Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as mortgage lender specialists, we can often get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of mortgage lender offers we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Havelock North home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people in Havelock North and all around New Zealand.
We understand that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can handle the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will source the best loan for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way ahead.
Whether you are buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Warkworth, Home Loan Cromwell, Mortgage Loan Broker Dannevirke, House Loan Ashhurst, Home Loan Greymouth, Mortgage Broker Ta Awamutu, Mortgage Broker Hawera, Home Loan Palmerston North, Home Loan Masterton, Business Loan Kaikohe then you can Apply Online, call us on 0800 000 774 or send us a message
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