Providing House Loan Services Porirua - Licensed Advisers & Brokers

House Loan
Porirua

Your Top Porirua House Loan Specialist

Fast & Flexible & Independent

House Loans Porirua

Although you may have a preferred lender or bank, it is worth while talking with us because as house loan experts, we can often obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan mortgages we send to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the deals that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with these lenders.

We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Porirua home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Porirua

First Home Buyer House Loans

Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the needs of people in Porirua and all around New Zealand.

We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.

If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.

House Loan Porirua

Low-Doc & Self Employed

Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months trading history
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the best loan for your situation.

We will look at factors beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way forward.

Whether you are a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Home Loan Matamata, Home Loan Arrowtown, Mortgage Loan Broker Waitara, Mortgage Loan Broker Kaiapoi, Mortgage Broker Huntly, Home Loan Dannevirke, House Loan Lower Hutt, House Loan Martinborough, Mortgage Broker Greymouth, Mortgage Loan Broker Clive then you can Apply Online, call us on 0800 000 774 or send us a message

Your Porirua House Loan Experts

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First Home Buyers

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Low Doc Loans

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