Even if you have a preferred lender or bank, it is well worth while having a chat with us because as house loan specialists, we often get a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan deals we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Porirua home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people in Porirua and all around New Zealand.
We get that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, the team at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at factors beyond credit histories to try and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Pegasus, Home Loan Cambridge, Mortgage Lender Palmerston North, Mortgage Loan Broker Putaruru, House Loan Picton, Mortgage Lender Riverhead, Mortgage Broker Taranaki, Mortgage Lender Waipawa, Business Loan Nelson, Mortgage Broker Putaruru then you can Apply Online, call us on 0800 000 774 or send us a message
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