Even if you have a preferred bank or lender, it is well worth while having a chat with us because as mortgage lender specialists, we often obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaiapoi home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people in Kaiapoi and all around New Zealand.
We understand that life creates financial needs at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required information, we can sort the rest.
Self-Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will find the most suited loan for your needs.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Takapuna, Mortgage Broker Thames, Mortgage Broker Wairoa, House Loan Rangiora, House Loan Darfield, Mortgage Lender Waitara, Home Loan Kaitaia, Mortgage Broker Mosgiel, Mortgage Loan Broker Invercargill, House Loan Hastings then you can Apply Online, call us on 0800 000 774 or send us a message
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