Even if you have a preferred lender or bank, it is worth while talking with us because as house loan specialists, we usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of house loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Waikanae home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Waikanae and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the required documentation, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the best home loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Dunedin, Home Loan Snells Beach, House Loan Paeroa, Business Loan Tuakau, House Loan Lower Hutt, Mortgage Lender Kaikoura, House Loan Clive, Mortgage Loan Broker Pokeno, House Loan Featherston, Business Loan Ohakune then you can Apply Online, call us on 0800 000 774 or send us a message
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