Although you may have a preferred bank or lender, it is worth while speaking to us because as house loan experts, we usually get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of house loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the home loans that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Rangiora home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people in Rangiora and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the required documentation, we can handle the rest.
Self Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the appropriate home loan for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working together we can find a way forward.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Huntly, Mortgage Lender Pokeno, Mortgage Loan Broker Westport, House Loan Waipawa, Mortgage Loan Broker Waipawa, Mortgage Loan Broker Stratford, House Loan Blenheim, Mortgage Loan Broker Blenheim, Business Loan Dunedin, Mortgage Loan Broker Paraparaumu then you can Apply Online, call us on 0800 000 774 or send us a message
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