Although you may have a preferred lender or bank, it is well worth while talking with us because as house loan experts, we often get a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the volume of house loan mortgages we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the deals that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with these lenders.
We will work closely with you to collect together all of the needed information and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Gisborne home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Gisborne and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the required info, we can sort the rest.
Self Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will source the right home loan for your needs.
We will look at the information beyond credit histories to try and source a suitable financing solution, working with each other we can find ways ahead.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Ta Awamutu, Mortgage Broker Temuka, Mortgage Broker Katikati, Mortgage Broker Picton, Business Loan Upper Hutt, Mortgage Loan Broker Lyttelton, Mortgage Lender Nelson, House Loan Waiuku, Mortgage Loan Broker Ashhurst, Home Loan Waikanae then you can Apply Online, call us on 0800 000 774 or send us a message
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