Providing Mortgage Broker Services in Timaru - Licensed Brokers & Advisers

Mortgage Broker
Timaru

Your Leading Timaru Mortgage Broker Specialists

Quick & Easy & Independent

Mortgage Brokers Timaru

Although you may have a preferred bank or lender, it‘s well worth while having a chat with us because as mortgage broker specialists, we usually get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage broker offers we send to all the banks.

As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with these lenders.

We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Timaru home and mortgage payments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Timaru

First Home Buyer Mortgage Brokers

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people in Timaru and all around New Zealand.

We understand that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.

If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the necessary documentation, we can sort the rest.

Mortgage Broker Timaru

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the most suited loan for your circumstances.

We will look at the info beyond credit histories to try and find a suitable financing option, working together we can find ways ahead.

Whether you are buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Mortgage Broker Timaru Experts

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Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]