Although you may have a preferred bank or lender, it is worth while speaking to us because as home loan specialists, we often obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the number of home loan deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Te Aroha home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Te Aroha and all around New Zealand.
We understand that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will source the most suited loan for your circumstances.
We will look at the information beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way ahead.
Whether you are buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Christchurch, Mortgage Broker Warkworth, Mortgage Loan Broker Levin, Business Loan Dunedin, Mortgage Lender Ashburton, Mortgage Lender Hastings, Home Loan Putaruru, House Loan Dannevirke, House Loan Kihikihi, Mortgage Loan Broker Dannevirke then you can Apply Online, call us on 0800 000 774 or send us a message
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