Providing House Loan Services in Lyttelton - Licensed Advisers & Brokers

House Loan
Lyttelton

Your Trusted Lyttelton House Loan Specialist

Fast & Simple & Independent

House Loans Lyttelton

Although you may have a preferred bank or lender, it is worth while speaking to us because as house loan specialists, we can usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of house loan deals we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the mortgages that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over the years with the banks.

We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lyttelton

First Home Buyer House Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After gathering the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that are suited to your situation.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to create unique packages to meet the needs of people like youin Lyttelton and all around New Zealand.

We get that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.

If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the necessary documentation, we can sort the rest.

House Loan Lyttelton

Low-Doc & Self Employed

Self-Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the appropriate loan for your circumstances.

We will look at the info beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.

Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your House Loan Lyttelton

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]