Providing House Loan Services in Lyttelton - Licensed Brokers & Advisers

House Loan
Lyttelton

Your Leading Lyttelton House Loan Specialist

Fast & Easy & Independent

House Loans Lyttelton

Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as house loan experts, we usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of house loan deals we send to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.

We will work closely with you to collect together all of the needed info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lyttelton

First Home Buyer House Loans

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people in Lyttelton and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial requirements and as long as you can provide the required documentation, we can handle the rest.

House Loan Lyttelton

Low-Doc & Self Employed

Self Employed people can find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the square or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will source the most suited home loan for your situation.

We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.

Whether you are a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Lyttelton House Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]