Even if you have a preferred bank or lender, it‘s well worth while talking with us because as house loan experts, we usually get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of house loan deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the needed information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lyttelton home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed information, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Lyttelton and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will source the best home loan for your situation.
We will look at the information beyond credit histories to aim and source a suitable financing solution, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Takapuna, Home Loan Kaiapoi, House Loan Oamaru, Mortgage Lender Napier, Mortgage Broker Timaru, Home Loan Kihikihi, Mortgage Broker Taihape, Business Loan Te Puke, Mortgage Loan Broker Kawerau, House Loan Ruakaka then you can Apply Online, call us on 0800 000 774 or send us a message
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