Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage lender experts, we often obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the number of mortgage lender offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Gisborne home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Gisborne and all around New Zealand.
We understand that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.
Self-Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the appropriate home loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Hastings, Home Loan Hokitika, Mortgage Lender Darfield, Mortgage Broker Nelson, House Loan Papakura, Business Loan Inglewood, Mortgage Loan Broker Waihi, Mortgage Broker Manukau, Home Loan Whakatane, Mortgage Lender Ruakaka then you can Apply Online, call us on 0800 000 774 or send us a message
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