Even if you have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage lender experts, we can usually obtain a better deal (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Gisborne home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people in Gisborne and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required info, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the right loan for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing option, working together we can find a way ahead.
Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Arrowtown, Mortgage Loan Broker Winton, Mortgage Loan Broker Masterton, Mortgage Lender Waipukurau, House Loan Rotorua, Mortgage Lender Waitara, Mortgage Broker Stratford, Business Loan Katikati, House Loan Waipawa, Home Loan Napier then you can Apply Online, call us on 0800 000 774 or send us a message
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