Providing Home Loan Services in Napier - Licensed Advisers & Brokers

Home Loan
Napier

Your Best Napier Home Loan Specialists

Flexible & Quick & Independent

Home Loans Napier

Got a preferred lender or bank, it is worth while speaking to us because as home loan experts, we usually obtain a better offer (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the number of home loan mortgages we present to the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.

We will work closely with you to collect together all of the relevant information and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Napier home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Napier

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering all the needed info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the various needs of people like youin Napier and all around New Zealand.

We get that life creates financial needs at a moments notice and we can help sort yours as quickly as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants now.

APM Finance can handle your financial needs and as long as you can provide the necessary information, we can sort the rest.

Home Loan Napier

Low-Doc & Self Employed

Self-Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the right home loan for your needs.

We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find ways ahead.

Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Napier Home Loan

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]