Although you may have a preferred bank or lender, it is worth while talking with us because as home loan experts, we often get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of home loan offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that we get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Napier and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the necessary information, we can handle the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretions in the past, our people at APM Finance are discreet and will find the right home loan for your circumstances.
We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find a way forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Taumarunui, Mortgage Lender Christchurch, Mortgage Lender Cromwell, Mortgage Broker Westport, Mortgage Lender Opotiki, Home Loan Temuka, Mortgage Loan Broker, Home Loan Masterton, Mortgage Lender Wairoa, Business Loan Waiuku then you can Apply Online, call us on 0800 000 774 or send us a message
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