Got a preferred bank or lender, it‘s well worth while talking with us because as home loan experts, we often obtain a better offer (interest rate, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of home loan mortgages we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the relevant information, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Napier and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the required documentation, we can handle the rest.
Self-Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will find the best loan for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Warkworth, Mortgage Lender Darfield, House Loan Blenheim, Mortgage Loan Broker Otaki, Business Loan Cambridge, Mortgage Loan Broker Taupo, Mortgage Loan Broker Te Puke, Business Loan Taupo, Mortgage Broker Masterton, Business Loan Matamata then you can Apply Online, call us on 0800 000 774 or send us a message
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