Even if you have a preferred lender or bank, it‘s worth while having a chat with us because as house loan experts, we can often obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with them. This is because of the volume of house loan offers we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that we get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Thames home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Thames and all around New Zealand.
We understand that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the necessary info, we can sort the rest.
Self Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will source the most suited mortgage for your situation.
We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Taranaki, Home Loan Raglan, Home Loan Whanganui, House Loan Waiuku, Mortgage Broker Manukau, Mortgage Lender Whanganui, Mortgage Broker Whitianga, Mortgage Loan Broker Tuakau, Mortgage Broker Maraetai, Mortgage Loan Broker Waimate then you can Apply Online, call us on 0800 000 774 or send us a message
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