Although you may have a preferred bank or lender, it‘s worth while speaking to us because as home loan experts, we can usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of home loan deals we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Raglan home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people like youin Raglan and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required information, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the right home loan for your circumstances.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find ways forward.
Whether you’re buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Pahiatua, Business Loan Pegasus, Mortgage Lender Cambridge, House Loan Napier, Business Loan Masterton, House Loan Masterton, Business Loan Whanganui, Mortgage Broker Manukau, Mortgage Lender Dannevirke, Business Loan Albany then you can Apply Online, call us on 0800 000 774 or send us a message
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