Although you may have a preferred bank or lender, it‘s well worth while having a chat with us because as house loan experts, we can usually get a better offer (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the volume of house loan deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Motueka home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the needed information, we look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Motueka and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will find the appropriate loan for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working together we can find a way forward.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Manukau, Mortgage Lender Gisborne, Mortgage Broker Kumeu, Business Loan Oamaru, Mortgage Lender Pahiatua, Home Loan Kaitaia, Mortgage Lender Waiuku, Mortgage Loan Broker Hastings, House Loan Kerikeri, Mortgage Loan Broker Kaikoura then you can Apply Online, call us on 0800 000 774 or send us a message
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