Even if you have a preferred lender or bank, it‘s well worth while speaking to us because as house loan specialists, we can often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan offers we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the loans that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Opotiki home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Opotiki and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the best mortgage for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing solution, working together we can find a way ahead.
Whether you are buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Greytown, Mortgage Loan Broker Alexandra, Home Loan Ashhurst, House Loan Otorohanga, House Loan Levin, Home Loan Ruakaka, Mortgage Broker Ruakaka, House Loan Whanganui, Mortgage Broker Kumeu, Mortgage Loan Broker Ohope then you can Apply Online, call us on 0800 000 774 or send us a message
Your House Loan Opotiki Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on