Providing Home Loan Services Timaru - Licensed Brokers & Advisers

Home Loan
Timaru

Your Best Timaru Home Loan Specialists

Quick & Easy & Independent

Home Loans Timaru

Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as home loan specialists, we often get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the deals that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with the banks.

We will work closely with you to collect together all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Timaru

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After collecting all the needed information, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your circumstances.

We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Timaru and all around New Zealand.

We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.

If you have any questions about our house loan products or services, contact one of our trusted personal consultants now.

APM Finance can handle your financial requirements and as long as you can provide the required documentation, we can handle the rest.

Home Loan Timaru

Low-Doc & Self Employed

Self Employed people can find getting any mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will source the right home loan for your situation.

We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.

Whether you are a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Loan Broker Maraetai, Business Loan Hawera, Mortgage Broker Helensville, House Loan Otorohanga, Home Loan Timaru, Mortgage Loan Broker Paraparaumu, Home Loan Dannevirke, House Loan Alexandra, Business Loan Whitianga, Mortgage Broker Lyttelton then you can Apply Online, call us on 0800 000 774 or send us a message

Your Timaru Home Loan

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No Security or Collateral Required

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Short Term Business Finance

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