Providing Home Loan Services in Timaru - Licensed Brokers & Advisers

Home Loan
Timaru

Your Top Timaru Home Loan Specialist

Easy & Fast & Independent

Home Loans Timaru

Got a preferred bank or lender, it is worth while speaking to us because as home loan specialists, we often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan offers we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the home loans that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with the banks.

We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Timaru

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering the relevant info, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Timaru and all around New Zealand.

We get that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.

If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial requirements and as long as you can get us the required information, we can sort the rest.

Home Loan Timaru

Low-Doc & Self Employed

Self-Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a minimum of 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialist

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the right home loan for your circumstances.

We will look at the information beyond credit histories to try and find a suitable financing option, working together we can find a way forward.

Whether you’re a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Timaru Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]