Got a preferred bank or lender, it is worth while speaking to us because as mortgage lender experts, we can often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage lender mortgages we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Napier and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary info, we can sort the rest.
Self-Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at the info beyond credit histories to try and source a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Helensville, House Loan New Plymouth, Mortgage Broker Rotorua, Mortgage Broker Cromwell, Business Loan Gore, Mortgage Broker Christchurch, Mortgage Broker Stratford, Mortgage Broker Ta Awamutu, House Loan Geraldine, Mortgage Broker Palmerston North then you can Apply Online, call us on 0800 000 774 or send us a message
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