Got a preferred bank or lender, it is worth while speaking to us because as home loan specialists, we can usually obtain a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Whitianga home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the needed info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Whitianga and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required info, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the most suited mortgage for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Manukau, Mortgage Loan Broker Ashburton, Business Loan Ngaruawahia, Mortgage Loan Broker Waitara, Home Loan Foxton, Business Loan Waiuku, Home Loan Arrowtown, Mortgage Loan Broker Cromwell, Mortgage Broker Te Awamutu, Mortgage Loan Broker Wairoa then you can Apply Online, call us on 0800 000 774 or send us a message
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