Providing Home Loan Services in Whitianga - Licensed Brokers & Advisers

Home Loan
Whitianga

Your Best Whitianga Home Loan Specialist

Fast & Easy & Independent

Home Loans Whitianga

Although you may have a preferred bank or lender, it is worth while having a chat with us because as home loan experts, we usually get a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of home loan deals we send to all the banks.

As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with these lenders.

We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Whitianga home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Whitianga

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.

We take the time to explain the jargon and answer your questions.

After collecting all the relevant information, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people like youin Whitianga and all around New Zealand.

We understand that life creates financial needs at when least expected and we can help sort yours as quickly as possible.

If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.

Home Loan Whitianga

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialist

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the right mortgage for your circumstances.

We will look at the info beyond credit histories to try and source a suitable financing option, working together we can find ways forward.

Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Whitianga Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]