Even if you have a preferred lender or bank, it‘s well worth while having a chat with us because as home loan experts, we can usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Whitianga home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people like youin Whitianga and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the required documentation, we can sort the rest.
Self-Employed people often find getting a bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the right loan for your needs.
We will look at the info beyond credit histories to aim and find a suitable financing option, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Blenheim, Mortgage Lender Blenheim, Home Loan Waiuku, Business Loan Marton, Business Loan Ashburton, House Loan Oamaru, Home Loan Temuka, Mortgage Lender Takapuna, Mortgage Lender Waihi, Mortgage Lender Auckland then you can Apply Online, call us on 0800 000 774 or send us a message
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