Even if you have a preferred bank or lender, it is worth while speaking to us because as mortgage lender experts, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Stratford home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people in Stratford and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can sort the rest.
Self-Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial problems in the past, the people at APM Finance are discreet and will source the most suited home loan for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working with each other we can find a way forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Alexandra, Mortgage Broker Ngaruawahia, Business Loan Foxton, Mortgage Lender Queenstown, House Loan Cambridge, Mortgage Loan Broker Lake Hayes, Business Loan Blenheim, House Loan Wanaka, Mortgage Broker Rangiora, Home Loan Te Awamutu then you can Apply Online, call us on 0800 000 774 or send us a message
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