Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage lender specialists, we can usually get a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage lender offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Hastings home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people in Hastings and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the necessary info, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the appropriate loan for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find ways ahead.
Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Palmerston North, House Loan Te Aroha, Mortgage Broker Paeroa, House Loan Ruakaka, Mortgage Loan Broker Mosgiel, Home Loan Marton, Home Loan Geraldine, Mortgage Lender Kihikihi, Home Loan Paeroa, Home Loan Otorohanga then you can Apply Online, call us on 0800 000 774 or send us a message
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