Even if you have a preferred bank or lender, it is well worth while talking with us because as mortgage lender specialists, we can usually get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage lender offers we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the deals that we get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Timaru and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the appropriate mortgage for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Napier, Mortgage Loan Broker Tauranga, Mortgage Broker Timaru, Mortgage Lender Ruakaka, Mortgage Broker Whangarei, Business Loan Havelock North, Home Loan Lyttelton, Mortgage Loan Broker Waikanae, Mortgage Loan Broker Oamaru, House Loan Warkworth then you can Apply Online, call us on 0800 000 774 or send us a message
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