Providing Home Loan Services Palmerston North - Licensed Advisers & Brokers

Home Loan
Palmerston North

Your Best Palmerston North Home Loan Specialists

Quick & Flexible & Independent

Home Loans Palmerston North

Although you may have a preferred lender or bank, it‘s well worth while talking with us because as home loan experts, we usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of home loan offers we send to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with the banks.

We will work closely with you to gather all of the needed info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Palmerston North home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Palmerston North

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After gathering all the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people like youin Palmerston North and all around New Zealand.

We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.

If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the required info, we can sort the rest.

Home Loan Palmerston North

Low-Doc & Self Employed

Self-Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialist

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the appropriate home loan for your circumstances.

We will look at the info beyond credit histories to aim and source a suitable financing option, working together we can find a way ahead.

Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a House Loan Taupo, Home Loan Ta Awamutu, Mortgage Loan Broker Darfield, Home Loan Kaiapoi, Mortgage Loan Broker Kaikoura, Mortgage Lender Dunedin, House Loan Snells Beach, Mortgage Lender Milton, Mortgage Lender Tuakau, House Loan Dannevirke then you can Apply Online, call us on 0800 000 774 or send us a message

Your Home Loan Palmerston North Experts

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Bad Credit Home Loan

Range of Lending Options

First Home Buyers

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Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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