Got a preferred bank or lender, it‘s worth while talking with us because as home loan specialists, we usually obtain a better offer (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan deals we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in a matter of minutes
To find out more about securing your Palmerston North home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people like youin Palmerston North and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can sort the rest.
Self Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find ways forward.
Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Cambridge, Business Loan Kaikohe, Business Loan Manukau, Mortgage Lender Hawera, Mortgage Loan Broker Whangarei, Business Loan Whangaparaoa, Mortgage Broker Greymouth, Home Loan Riverhead, Home Loan Arrowtown, Business Loan Wanaka then you can Apply Online, call us on 0800 000 774 or send us a message
Your Home Loan Palmerston North Specialists
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on