Providing Home Loan Services Palmerston North - Licensed Brokers & Advisers

Home Loan
Palmerston North

Your Trusted Palmerston North Home Loan Specialists

Fast & Easy & Independent

Home Loans Palmerston North

Got a preferred bank or lender, it‘s well worth while having a chat with us because as home loan specialists, we can usually get a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the mortgages that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with the banks.

We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Palmerston North

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering all the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the needs of people like youin Palmerston North and all around New Zealand.

We understand that life creates financial needs at a moments notice and we can help sort yours as easily as possible.

If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial needs and as long as you can get us the required information, we can sort the rest.

Home Loan Palmerston North

Low-Doc & Self Employed

Self Employed people often find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will source the best home loan for your needs.

We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.

Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a House Loan Te Anau, Home Loan Oamaru, Home Loan Riverhead, Mortgage Loan Broker Helensville, Home Loan Clive, Home Loan Ngaruawahia, Mortgage Lender Albany, House Loan Papakura, Mortgage Loan Broker Otorohanga, House Loan Temuka then you can Apply Online, call us on 0800 000 774 or send us a message

Your Home Loan Palmerston North

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

Make An Enquiry or

Ask a Question

Fill out the form below to request more information or call us on

Please prove you are human by selecting the Heart.