Providing House Loan Services in Havelock North - Licensed Brokers & Advisers

House Loan
Havelock North

Your Leading Havelock North House Loan Specialists

Quick & Flexible & Independent

House Loans Havelock North

Got a preferred bank or lender, it‘s well worth while speaking to us because as house loan experts, we can usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of house loan deals we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the loans that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with the banks.

We will work closely with you to collect together all of the needed info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Havelock North home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Havelock North

First Home Buyer House Loans

Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering the needed information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that are suited to your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the needs of people in Havelock North and all around New Zealand.

We understand that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.

If you have any questions on our house loan mortgages or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the necessary information, we can sort the rest.

House Loan Havelock North

Low-Doc & Self Employed

Self Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the most suited loan for your needs.

We will look at the info beyond credit histories to try and source a suitable financing solution, working with each other we can find a way ahead.

Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

House Loan Havelock North

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Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]