Although you may have a preferred bank or lender, it‘s worth while speaking to us because as house loan specialists, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of house loan mortgages we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the home loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Havelock North home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the needs of people in Havelock North and all around New Zealand.
We get that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary information, we can handle the rest.
Self-Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will source the best loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Motueka, Mortgage Loan Broker Dargaville, Mortgage Broker Albany, Mortgage Loan Broker Inglewood, Mortgage Broker Waitara, Business Loan Kaikohe, Home Loan Otaki, Business Loan Otorohanga, Business Loan Pahiatua, Mortgage Lender Hokitika then you can Apply Online, call us on 0800 000 774 or send us a message
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