Providing Mortgage Loan Broker Services in Palmerston North - Licensed Brokers & Advisers

Mortgage Loan Broker
Palmerston North

Your Trusted Palmerston North Mortgage Loan Broker Specialists

Quick & Simple & Independent

Mortgage Loan Brokers Palmerston North

Although you may have a preferred lender or bank, it‘s worth while talking with us because as mortgage loan broker experts, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of mortgage loan broker mortgages we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. In fact more often than not, the loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to collect together all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Palmerston North home and mortgage repayments give the team at APM Finance a call today.

The mortgage loan broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Palmerston North

First Home Buyer Mortgage Loan Brokers

Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to create unique packages to meet the needs of people like youin Palmerston North and all around New Zealand.

We get that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.

If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.

Mortgage Loan Broker Palmerston North

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Loan Broker Specialist

APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the right loan for your situation.

We will look at the information beyond credit histories to aim and source a suitable financing option, working together we can find ways forward.

Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Palmerston North Mortgage Loan Broker Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]