Although you may have a preferred lender or bank, it is worth while talking with us because as mortgage lender experts, we can usually get a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage lender offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the loans that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Thames home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people in Thames and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can handle the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, our people at APM Finance are discreet and will find the most suited mortgage for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working together we can find ways forward.
Whether you are a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Upper Hutt, Mortgage Loan Broker Katikati, Mortgage Broker Manukau, Mortgage Broker Ngaruawahia, House Loan Greymouth, Home Loan, Mortgage Loan Broker Tokoroa, Mortgage Broker Hawera, Mortgage Loan Broker Hokitika, Mortgage Broker Milton then you can Apply Online, call us on 0800 000 774 or send us a message
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