Although you may have a preferred lender or bank, it‘s well worth while talking with us because as mortgage lender specialists, we often obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage lender deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Thames home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the relevant information, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people in Thames and all around New Zealand.
We get that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required info, we can sort the rest.
Self-Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the best home loan for your needs.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find ways ahead.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Cromwell, Mortgage Lender Auckland, Mortgage Broker Blenheim, Mortgage Lender Wellington, Mortgage Loan Broker Cromwell, Home Loan Dunedin, Mortgage Loan Broker Te Aroha, Mortgage Lender Waimate, Business Loan Motueka, Mortgage Lender Gisborne then you can Apply Online, call us on 0800 000 774 or send us a message
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