Even if you have a preferred lender or bank, it is well worth while speaking to us because as mortgage lender experts, we often get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the number of mortgage lender deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the home loans that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Carterton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the relevant information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people in Carterton and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people often find getting a mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will find the right loan for your needs.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you are buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Opotiki, Mortgage Broker Whakatane, Mortgage Lender Waikanae, Business Loan Kumeu, Mortgage Loan Broker Marton, Mortgage Lender Masterton, Mortgage Broker Katikati, Mortgage Broker Ashhurst, Home Loan Cambridge, Mortgage Lender Huntly then you can Apply Online, call us on 0800 000 774 or send us a message
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