Got a preferred lender or bank, it‘s well worth while talking with us because as home loan specialists, we often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Invercargill home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the relevant information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Invercargill and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can sort the rest.
Self Employed people often find getting any bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the right loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Whangamata, Mortgage Loan Broker Wairoa, Mortgage Broker Kerikeri, Mortgage Broker Arrowtown, House Loan Snells Beach, Mortgage Broker Taumarunui, Home Loan Lake Hayes, House Loan Dannevirke, House Loan Katikati, Mortgage Loan Broker Kumeu then you can Apply Online, call us on 0800 000 774 or send us a message
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