Even if you have a preferred lender or bank, it is worth while having a chat with us because as mortgage broker specialists, we usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of mortgage broker deals we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the home loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kerikeri home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Kerikeri and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the right loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working together we can find a way forward.
Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Clive, Business Loan Morrinsville, House Loan Waitara, Mortgage Broker Kihikihi, House Loan Balclutha, Mortgage Loan Broker Kaikohe, Mortgage Lender Auckland, Mortgage Lender Te Kuiti, Mortgage Loan Broker Snells Beach, Mortgage Lender Porirua then you can Apply Online, call us on 0800 000 774 or send us a message
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