Even if you have a preferred lender or bank, it is well worth while having a chat with us because as mortgage broker specialists, we often get a better offer (interest rate, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage broker deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. More often than not, the home loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kerikeri home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Kerikeri and all around New Zealand.
We get that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required info, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will source the right mortgage for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Balclutha, Home Loan Hastings, Home Loan Whangarei, House Loan Timaru, Business Loan Nelson, Mortgage Broker Whitianga, Mortgage Broker Blenheim, Mortgage Loan Broker Albany, House Loan Waihi, Mortgage Loan Broker Masterton then you can Apply Online, call us on 0800 000 774 or send us a message
Kerikeri Mortgage Broker Specialists
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