Even if you have a preferred lender or bank, it is well worth while talking with us because as house loan specialists, we can usually get a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the volume of house loan offers we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the deals that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hastings home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the relevant info, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people in Hastings and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary documentation, we can sort the rest.
Self-Employed people can find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will source the best home loan for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Palmerston North, Mortgage Loan Broker Hawera, Mortgage Lender Greymouth, Mortgage Lender Invercargill, Business Loan Rangiora, House Loan Ashburton, Mortgage Lender Geraldine, House Loan Otaki, House Loan Foxton, Mortgage Broker Tuakau then you can Apply Online, call us on 0800 000 774 or send us a message
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