Even if you have a preferred bank or lender, it is well worth while talking with us because as mortgage loan broker experts, we often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the volume of mortgage loan broker mortgages we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Christchurch home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Christchurch and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required documentation, we can sort the rest.
Self Employed people can find getting a bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, the team at APM Finance are discreet and will source the right home loan for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing solution, working together we can find ways forward.
Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Kaiapoi, Mortgage Loan Broker Morrinsville, Home Loan Taihape, Home Loan Putaruru, Business Loan Motueka, House Loan Kaikohe, Home Loan Kawerau, Mortgage Lender Havelock North, House Loan Rolleston, Mortgage Broker Ashburton then you can Apply Online, call us on 0800 000 774 or send us a message
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