Even if you have a preferred lender or bank, it is well worth while having a chat with us because as mortgage broker experts, we can often get a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Waihi home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Waihi and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required info, we can sort the rest.
Self Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretionspreviously, the team at APM Finance are discreet and will find the right mortgage for your situation.
We will look at the information beyond credit histories to try and find a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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Tailored Personal Finance & Loan Solutions
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]