Although you may have a preferred lender or bank, it is worth while having a chat with us because as mortgage broker specialists, we often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage broker deals we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the loans that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Waihi home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Waihi and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary info, we can sort the rest.
Self Employed people often find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will source the right mortgage for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working together we can find a way forward.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]