Although you may have a preferred bank or lender, it‘s well worth while talking with us because as mortgage lender experts, we can often get a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of mortgage lender offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in and all around New Zealand.
We realise that life creates financial needs at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the best home loan for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Greymouth, Business Loan Dargaville, Mortgage Lender Winton, Home Loan Ruakaka, Business Loan Westport, Home Loan Featherston, Mortgage Loan Broker Lake Hayes, Mortgage Lender Waiuku, Mortgage Lender Dargaville, House Loan Taumarunui then you can Apply Online, call us on 0800 000 774 or send us a message
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