Got a preferred bank or lender, it is worth while having a chat with us because as mortgage lender experts, we can usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to gather all of the needed information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Dunedin home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Dunedin and all around New Zealand.
We get that life creates financial needs at a moments notice and we can help sort yours as easily as possible.
If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will source the most suited home loan for your needs.
We will look at the info beyond credit histories to try and source a suitable financing option, working with each other we can find a way forward.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Albany, Home Loan Whangarei, Business Loan Paeroa, Home Loan Rotorua, House Loan Auckland, House Loan Opotiki, Home Loan Kaitaia, Mortgage Lender Palmerston North, Mortgage Loan Broker Gisborne, House Loan Te Awamutu then you can Apply Online, call us on 0800 000 774 or send us a message
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