Providing House Loan Services in Cromwell - Licensed Brokers & Advisers

House Loan
Cromwell

Your Trusted Cromwell House Loan Specialists

Easy & Fast & Independent

House Loans Cromwell

Even if you have a preferred lender or bank, it is worth while having a chat with us because as house loan experts, we can usually get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan offers we present to the banks.

As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with these lenders.

We will work closely with you to collect together all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Cromwell home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Cromwell

First Home Buyer House Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the relevant information, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Cromwell and all around New Zealand.

We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.

If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.

House Loan Cromwell

Low-Doc & Self Employed

Self-Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the best home loan for your needs.

We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.

Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Cromwell House Loan

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]