Even if you have a preferred bank or lender, it is well worth while talking with us because as mortgage broker experts, we can often obtain a better offer (interest rates, cash back, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage broker offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the deals that we get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
Apply obligation Free online in less than 3 mins
To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people in Lower Hutt and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required documentation, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will source the best home loan for your circumstances.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you are a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Te Kuiti, Business Loan Dannevirke, Mortgage Lender Ohakune, Mortgage Broker Ohakune, Mortgage Lender Taupo, Business Loan Ngaruawahia, Business Loan Balclutha, Mortgage Broker Te Anau, House Loan Te Aroha, Mortgage Loan Broker Marton then you can Apply Online, call us on 0800 000 774 or send us a message
Lower Hutt Mortgage Broker Specialists
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on