Although you may have a preferred bank or lender, it is worth while having a chat with us because as mortgage broker specialists, we can usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage broker deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the mortgages that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people like youin Lower Hutt and all around New Zealand.
We understand that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the appropriate mortgage for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing option, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Lyttelton, Business Loan Cambridge, Business Loan Arrowtown, Mortgage Broker Napier, Business Loan Taranaki, Mortgage Lender Wairoa, House Loan Otaki, Mortgage Broker Huntly, Mortgage Broker Westport, Business Loan Kihikihi then you can Apply Online, call us on 0800 000 774 or send us a message
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