Even if you have a preferred bank or lender, it is worth while having a chat with us because as mortgage broker experts, we often get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage broker mortgages we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with the banks.
We will work closely with you to collect together all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people like youin Lower Hutt and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issuespreviously, our people at APM Finance are discreet and will source the most suited mortgage for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way ahead.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Tokoroa, Home Loan Kaiapoi, Mortgage Broker Whitianga, Mortgage Lender Rolleston, Mortgage Broker Takapuna, Mortgage Loan Broker Lake Hayes, Mortgage Loan Broker Picton, House Loan Inglewood, House Loan Waihi, Home Loan Katikati then you can Apply Online, call us on 0800 000 774 or send us a message
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