Providing Mortgage Broker Services in Lower Hutt - Licensed Brokers & Advisers

Mortgage Broker
Lower Hutt

Your Best Lower Hutt Mortgage Broker Specialist

Easy & Quick & Independent

Mortgage Brokers Lower Hutt

Got a preferred bank or lender, it‘s worth while speaking to us because as mortgage broker specialists, we often obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the number of mortgage broker mortgages we send to all the banks.

As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with the banks.

We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

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To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Brokers

Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After gathering the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to put together unique packages to meet the needs of people in Lower Hutt and all around New Zealand.

We realise that life creates financial challenges at when least expected and we can help sort yours as easily as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the required information, we can sort the rest.

Mortgage Broker Lower Hutt

Low-Doc & Self Employed

Self-Employed people often find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with at least 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will source the right home loan for your circumstances.

We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find ways forward.

Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Lower Hutt Mortgage Broker Experts

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Range of Lending Options

First Home Buyers

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Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]