Even if you have a preferred bank or lender, it is well worth while speaking to us because as home loan experts, we can usually obtain a better offer (interest rate, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of home loan deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the loans that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Darfield home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed info, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Darfield and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the necessary documentation, we can sort the rest.
Self Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the best mortgage for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Otorohanga, Business Loan Balclutha, Mortgage Loan Broker Omokoroa, Mortgage Broker Temuka, Mortgage Lender New Plymouth, House Loan Waihi, House Loan Oamaru, Mortgage Loan Broker Waikanae, Business Loan Carterton, Home Loan then you can Apply Online, call us on 0800 000 774 or send us a message
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