Even if you have a preferred lender or bank, it is worth while talking with us because as house loan specialists, we can often obtain a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of house loan offers we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the home loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Invercargill home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Invercargill and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the best loan for your situation.
We will look at the information beyond credit histories to try and source a suitable financing option, working together we can find a way ahead.
Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker New Plymouth, Mortgage Broker Tuakau, Mortgage Loan Broker Clive, Business Loan Te Awamutu, Mortgage Broker Hawera, Business Loan Geraldine, Mortgage Lender Wanaka, Mortgage Broker Hamilton, House Loan Feilding, Mortgage Loan Broker Omokoroa then you can Apply Online, call us on 0800 000 774 or send us a message
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