Providing Mortgage Lender Services in Ruakaka - Licensed Brokers & Advisers

Mortgage Lender
Ruakaka

Your Trusted Ruakaka Mortgage Lender Specialist

Flexible & Fast & Independent

Mortgage Lenders Ruakaka

Even if you have a preferred bank or lender, it is well worth while speaking to us because as mortgage lender specialists, we can usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender deals we present to all the banks.

As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.

We will work closely with you to gather all of the relevant information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Ruakaka home and mortgage repayments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Ruakaka

First Home Buyer Mortgage Lenders

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the needs of people in Ruakaka and all around New Zealand.

We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.

Mortgage Lender Ruakaka

Low-Doc & Self Employed

Self Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Experts

APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will source the appropriate mortgage for your situation.

We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.

Whether you are buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Ruakaka Mortgage Lender Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]