Although you may have a preferred bank or lender, it‘s worth while talking with us because as home loan experts, we often obtain a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan deals we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Pahiatua home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Pahiatua and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can sort the rest.
Self Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial indiscretions in the past, our people at APM Finance are discreet and will find the right loan for your circumstances.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.
Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Lake Hayes, Mortgage Lender Featherston, Mortgage Loan Broker Picton, Home Loan Kaikoura, Business Loan Taupo, House Loan Palmerston North, Mortgage Broker Whangamata, Mortgage Broker Opotiki, House Loan Greymouth, Home Loan Hokitika then you can Apply Online, call us on 0800 000 774 or send us a message
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