Although you may have a preferred bank or lender, it is well worth while speaking to us because as house loan experts, we can usually get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan deals we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the home loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Ohakune home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Ohakune and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the required info, we can handle the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will find the best loan for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing option, working with each other we can find ways ahead.
Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Ohakune House Loan Experts
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
Hands-On Assistance
Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]