Even if you have a preferred bank or lender, it‘s worth while having a chat with us because as house loan specialists, we can usually obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the number of house loan offers we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Stratford home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed info, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Stratford and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can sort the rest.
Self Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the most suited home loan for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing option, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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Tailored Personal Finance & Loan Solutions
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]