Even if you have a preferred lender or bank, it is well worth while speaking to us because as house loan specialists, we often get a better deal (interest rate, cash back, fees paid for, etc.) for you with them. This is because of the number of house loan mortgages we send to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the deals that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Stratford home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people like youin Stratford and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can handle the rest.
Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial issuespreviously, the people at APM Finance are discreet and will source the best mortgage for your needs.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.
Whether you are a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Your Stratford House Loan
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
Hands-On Assistance
Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]