Although you may have a preferred lender or bank, it is well worth while talking with us because as mortgage broker specialists, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage broker offers we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kaikoura home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Kaikoura and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary info, we can sort the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the appropriate mortgage for your situation.
We will look at factors beyond credit histories to try and find a suitable financing solution, working with each other we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Kumeu, House Loan Te Kuiti, Home Loan Christchurch, Mortgage Loan Broker Featherston, Mortgage Broker Invercargill, Mortgage Broker Dannevirke, Home Loan Huntly, Home Loan Cambridge, Business Loan Matamata, Mortgage Loan Broker Blenheim then you can Apply Online, call us on 0800 000 774 or send us a message
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