Providing Mortgage Broker Services in Kaikoura - Licensed Brokers & Advisers

Mortgage Broker
Kaikoura

Your Best Kaikoura Mortgage Broker Specialist

Easy & Quick & Independent

Mortgage Brokers Kaikoura

Got a preferred lender or bank, it is well worth while having a chat with us because as mortgage broker experts, we often get a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage broker offers we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to collect together all of the needed information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Kaikoura home and mortgage repayments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Kaikoura

First Home Buyer Mortgage Brokers

Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the needs of people in Kaikoura and all around New Zealand.

We get that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the required info, we can sort the rest.

Mortgage Broker Kaikoura

Low-Doc & Self Employed

Self-Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Specialist

APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the right loan for your circumstances.

We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.

Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Kaikoura Mortgage Broker Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]