Got a preferred lender or bank, it‘s well worth while having a chat with us because as home loan specialists, we can usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of home loan mortgages we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the home loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kerikeri home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people in Kerikeri and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required info, we can handle the rest.
Self Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the best loan for your situation.
We will look at the information beyond credit histories to try and find a suitable financing solution, working with each other we can find ways ahead.
Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Dannevirke, Mortgage Lender Westport, Mortgage Broker Kumeu, Business Loan Huntly, Business Loan Greymouth, Mortgage Lender Rotorua, Business Loan Matamata, Business Loan Te Awamutu, Mortgage Broker Lyttelton, House Loan Matamata then you can Apply Online, call us on 0800 000 774 or send us a message
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