Although you may have a preferred lender or bank, it‘s worth while speaking to us because as mortgage broker specialists, we usually obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of mortgage broker offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the home loans that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Lyttelton and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can sort the rest.
Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will find the right mortgage for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find a way ahead.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Rotorua, Home Loan Rangiora, Mortgage Lender Huntly, Home Loan Milton, Mortgage Lender Pahiatua, Mortgage Loan Broker Opotiki, Mortgage Broker Opotiki, Home Loan Ruakaka, Home Loan Hastings, Mortgage Loan Broker Manukau then you can Apply Online, call us on 0800 000 774 or send us a message
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