Got a preferred lender or bank, it is well worth while speaking to us because as mortgage broker experts, we often obtain a better deal (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage broker mortgages we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the relevant info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people like youin Lyttelton and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the most suited mortgage for your circumstances.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Wanaka, Mortgage Lender Ashhurst, Mortgage Lender Greymouth, Home Loan Dargaville, Mortgage Broker Thames, Mortgage Loan Broker Pokeno, Mortgage Lender Levin, Mortgage Lender Putaruru, Mortgage Loan Broker Christchurch, Home Loan Whanganui then you can Apply Online, call us on 0800 000 774 or send us a message
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