Although you may have a preferred lender or bank, it is well worth while speaking to us because as mortgage lender experts, we can usually get a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the loans that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to collect together all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Hamilton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people in Hamilton and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required documentation, we can handle the rest.
Self-Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the best mortgage for your situation.
We will look at the info beyond credit histories to try and source a suitable financing option, working with each other we can find a way ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]