Got a preferred bank or lender, it is well worth while speaking to us because as house loan experts, we usually obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of house loan mortgages we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Whitianga home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Whitianga and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will source the right home loan for your needs.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you are a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Upper Hutt, Home Loan Tuakau, Business Loan Snells Beach, Mortgage Broker Whangarei, Home Loan Maraetai, Mortgage Broker Clive, House Loan Waipawa, Home Loan Martinborough, House Loan Auckland, Mortgage Lender Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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