Got a preferred bank or lender, it is well worth while talking with us because as house loan experts, we can usually obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the number of house loan deals we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Whitianga home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Whitianga and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people often find getting any mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the right mortgage for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Cambridge, Mortgage Broker Warkworth, House Loan Paeroa, Business Loan Matamata, Mortgage Broker Auckland, House Loan Wairoa, Mortgage Lender Dunedin, Business Loan Inglewood, House Loan Havelock North, Business Loan Waihi then you can Apply Online, call us on 0800 000 774 or send us a message
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