Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage lender specialists, we can usually obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage lender deals we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the loans that we get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Pahiatua home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people like youin Pahiatua and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will source the best loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working with each other we can find a way ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Greymouth, Home Loan Lake Hayes, Mortgage Broker Motueka, Home Loan Hawera, Business Loan Kihikihi, Business Loan Whangaparaoa, Mortgage Broker Gisborne, Mortgage Loan Broker Levin, Mortgage Broker Darfield, Business Loan Porirua then you can Apply Online, call us on 0800 000 774 or send us a message
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