Providing Mortgage Lender Services in Balclutha - Licensed Brokers & Advisers

Mortgage Lender
Balclutha

Your Trusted Balclutha Mortgage Lender Specialists

Quick & Simple & Independent

Mortgage Lenders Balclutha

Got a preferred lender or bank, it‘s well worth while speaking to us because as mortgage lender experts, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of mortgage lender deals we send to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with the banks.

We will work closely with you to collect together all of the needed information and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Balclutha

First Home Buyer Mortgage Lenders

Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people like youin Balclutha and all around New Zealand.

We understand that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.

If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the required info, we can handle the rest.

Mortgage Lender Balclutha

Low-Doc & Self Employed

Self Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months of being in business and trading
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Experts

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will source the appropriate loan for your circumstances.

We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.

Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Balclutha Mortgage Lender

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]