Even if you have a preferred lender or bank, it is worth while talking with us because as mortgage lender specialists, we can often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender mortgages we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people in Balclutha and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.
Self Employed people often find getting any bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the most suited loan for your circumstances.
We will look at the info beyond credit histories to try and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Otaki, Business Loan Whangarei, Mortgage Lender Milton, House Loan Levin, Home Loan Waitara, Mortgage Broker Pegasus, Mortgage Loan Broker Hastings, House Loan Ashhurst, House Loan Gisborne, Mortgage Broker Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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