Even if you have a preferred lender or bank, it‘s worth while speaking to us because as mortgage lender experts, we usually get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of mortgage lender offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the home loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people in Balclutha and all around New Zealand.
We understand that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can sort the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the right loan for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Christchurch, Mortgage Broker Maraetai, Home Loan Milton, Mortgage Broker Ngaruawahia, Mortgage Lender Inglewood, Mortgage Lender Hastings, Mortgage Broker Kaikoura, Mortgage Loan Broker Paeroa, House Loan Kaiapoi, Mortgage Lender Timaru then you can Apply Online, call us on 0800 000 774 or send us a message
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