Even if you have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage broker experts, we can usually get a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage broker deals we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the needed information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Ngaruawahia home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in Ngaruawahia and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary documentation, we can sort the rest.
Self Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will find the appropriate home loan for your needs.
We will look at the information beyond credit histories to try and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Cambridge, House Loan Ashhurst, Mortgage Lender Ohakune, Mortgage Lender Waimate, House Loan Alexandra, Business Loan Waipawa, Mortgage Loan Broker Palmerston North, House Loan Kaitaia, Mortgage Lender Warkworth, Home Loan Te Awamutu then you can Apply Online, call us on 0800 000 774 or send us a message
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