Although you may have a preferred lender or bank, it‘s well worth while having a chat with us because as home loan experts, we usually get a better offer (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan mortgages we present to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the deals that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Gisborne home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Gisborne and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the required info, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will find the best home loan for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Putaruru, Business Loan Pokeno, Mortgage Broker Featherston, Mortgage Loan Broker Ngaruawahia, House Loan Waipukurau, Business Loan Whangarei, House Loan, Mortgage Lender Kaikohe, Mortgage Broker Te Anau, Mortgage Lender Warkworth then you can Apply Online, call us on 0800 000 774 or send us a message
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