Although you may have a preferred bank or lender, it is worth while talking with us because as home loan specialists, we usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Gisborne home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people in Gisborne and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will find the best loan for your situation.
We will look at the information beyond credit histories to try and source a suitable financing option, working together we can find ways forward.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Pahiatua, Home Loan Warkworth, Business Loan Wellington, Mortgage Lender Albany, Home Loan Levin, Mortgage Broker Waipawa, Mortgage Broker Wairoa, House Loan New Plymouth, House Loan Inglewood, Mortgage Loan Broker Queenstown then you can Apply Online, call us on 0800 000 774 or send us a message
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